Our Story
For more than 80 years, First State Bank has been more than a financial institution—we’ve been a trusted partner in helping families, businesses, and farms thrive across Southwest Missouri.
Founded in 1944, our roots run deep in the communities we serve. What began as a small-town bank has grown into a dynamic, locally focused organization with five convenient locations, and a team of more than dedicated professionals.
Family-Owned for Over 50 Years
We’re proud to remain family-owned, a tradition that ensures our decisions are guided by integrity, long-term relationships, and a commitment to local values.
Serving What Matters Most
From agriculture lending that supports local farmers to home loans, business financing, and digital banking, we provide solutions that fit your life today—and tomorrow.
Community First
Our mission goes beyond banking. We invest in local businesses, schools, and organizations because we believe strong communities build strong futures.
Team-Oriented Culture
At First State Bank of the Ozarks, we believe our strength comes from our people. We foster a team-oriented environment where collaboration, respect, and shared goals drive success. Our team works together to deliver exceptional service and innovative solutions for our customers.
Innovation Meets Personal Service
Banking is evolving, and so are we. With secure mobile banking and advanced technology, we make managing your money simple—while keeping the personal touch you expect from your hometown bank.
First State Bank of the Ozarks – Your Bank for Life.